Free Worksheets & Activities to Teach Money Concepts by Grade (2024)

Kindergarten Worksheets & Games

In these learning activities, students explore the different Canadian coins and bills (i.e., loonies, toonies, $5, and $10) and learn how to identify them with a sorting activity and puzzles.

Grade 1 Worksheets & Games

Through these learning activities, students learn more about all Canadian coins and bills in an interactive way. They have the opportunity to play games, read poems, and engage in rich discussion.

• Money Bingo
• Coin Sorting by Letter
• Money Go Fish
• Money Guess Game
• Getting to Know Coins
• I’ve Got Money
• Pickle’s Nickel Poem

Grade 2 Worksheets & Games

These engaging learning activities will help solidify students’ knowledge of coins and bills, while introducing them to the ways in which you can spend your money.

• Money Memory
• Canadian Coins – Poem
• Coin Riddles – Activity
• Wants vs. Needs – Worksheets

Grade 3 Worksheets & Games

These learning activities will help students learn the difference between goods and services and about where people spend their money. They will help students apply their reasoning and math skills.

• Canadian Money – Word Search
• Where Do You Go Shopping? – Vocabulary Worksheet

Grade 4 Worksheets

These learning activities will foster discussion to help students explore Canadian currency, quality and quantity, and needs and wants through a sorting activity, puzzles, discussions, and a Kahoot!

• Crossword Puzzle
• Comparing Costs Kahoot!

Grade 5 Worksheets

In these learning activities, students will have the opportunity to explore the methods through which we purchase items, including cheques, debit and credit cards. Students will also be able to learn about the advantages and disadvantages of paying using each method.

• All About Cheques – Worksheet

Grade 6 Worksheets

These learning activities give students the opportunity to explore advertisem*nts and comparison shopping, helping them understand how to shop smart and get the most for the money they spend.

• Ask About Ads – Activity
• Comparison Shopping – Worksheet
• Understanding Slang Terms

Grade 7 Money Concepts

In these learning activities, students will be introduced to the basics of budgeting and to the types of expenses they can expect as they get older.

• Fixed vs. Variable Expenses – Worksheet
• Spending Plan Vocabulary – Worksheet

Grade 8 Money Concepts

In these learning activities, students will be able to explore banking vocabulary and opportunity costs through a situation-based activity, a matching game, and Blooket.

• Opportunity Cost – Worksheet
• Understanding Banking Vocabulary – Worksheet
• Blooket

Grade 9 Money Concepts

These learning activities introduce students to the basics of debt and credit. They’ll learn the difference between secured and unsecured debt and gain a better understanding of credit terminology.

• Secured vs. Unsecured Debt – Worksheet
• Understanding Credit Lingo – Activity

Grades 10 -12 Budgeting 101

These learning activities will help students to navigate increasingly complex financial decisions through an exploration of needs and wants, assets and liabilities, and SMART goals. They’ll create their own spending plan and determine their net worth.

• Fixed vs. Variable Income
• Your Spending Plan
• Your Net Worth
• Your SMART Goals
• Budgeting 101 Kahoot!

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Grades 10 – 12 Borrowing Basics

This series of learning activities helps students choose the right credit card for them (as over half of young adults obtain their first credit card between ages 18-20). They’ll also learn more about simple interest and how to calculate it, analyze a credit card statement, and play a Kahoot!

• Forms of Credit
• Calculating Simple Interest
• Analyzing Credit Reports
• Picking Your Credit Card
• Reading a Credit Card Statement
• Borrowing Basics Kahoot!

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Grades 10 – 12 Debt Decisions

In these learning activities, students are introduced to debt ratios and the roll down your debt method of debt repayment. Additionally, Quizlet will help them to become familiar with debt terminology.

• Calculating Debt Ratios
• Roll Down Your Debt Practice
• Debt Quizlet
• Debt Decisions Kahoot!

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Grades 10 – 12 Tax Tips

These practical learning activities will familiarise students with paystubs and filing taxes. As a result, they’ll be more prepared to dive into the world of work!

• Tax Tips Kahoot!
• Paystub Identification
• Paystub Sorting Activity
• Taxes Sorting Activity
• Taxes Quizlet

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Grades 10 – 12 Banking on Your Future

In these engaging and relevant learning activities, students will be introduced to services provided by financial institutions and how to make complaints to financial institutions. They’ll also have the opportunity to choose a bank account that’s right for them!

• Banking on Your Future Kahoot!
• Financial Institutions Quizlet
• Choosing a Bank Account
• Opening a Bank Account and Making a Complaint
• Reading a Bank Statement

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Additional Financial Resources

Can’t find what you’re looking for? We have lots of other great resources to help you on your financial education journey—from free online courses and youth spending plans to money tips.

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